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Instacart and Mastercard partnered to launch a new embedded offer where eligible US Mastercard® credit or debit card holders are eligible for 3 free months of Instacart+ and $10 off their 2nd qualifying order each month.
Term of the offer
This offer begins September 1, 2025, and must be redeemed by January 31, 2027.
To qualify for 3 free months of Instacart+, you must—
- Have an eligible US Mastercard® credit or debit card when claiming the offer.
- Not be an active Instacart+ member or have held an Instacart+ membership on or after September 1, 2025.
To qualify for the monthly $10 offer, you must—
- Redeem the offer using an eligible US Mastercard® credit or debit card.
- Place an order with an eligible US Mastercard® credit or debit card.
- Remain an active Instacart+ member enrolled with an eligible Mastercard.
- The $10 coupon applies to a second order paid with an eligible US Mastercard® credit or debit card.
- Instacart+ members prior to September 1, 2025, who have a US Mastercard debit card are not eligible for the monthly $20 offer.
Note: Qualifying orders must be paid for with the same card type that was enrolled. For example, if you enrolled an eligible Mastercard credit card, both qualifying orders must be paid for with any eligible Mastercard credit card (the eligible Mastercard doesn’t necessarily have to be the one you enrolled).
The $10 off automatically applies at checkout, regardless of other active promotions. The $10 off doesn’t apply to any alcohol or Rx items in your order and does not apply to restaurant orders.
The discount expires at the end of each calendar month in which it was earned if unused.
Redeem the 3 month free Instacart+ offer
To redeem the 3 free months of Instacart+—
- Go to instacart.com/p/mastercard-offer
- Select Get Started to create your account or log in.
- On the enrollment screen, select Choose a payment method, and add your eligible Mastercard.
- Select Continue.
- Select Enroll now to begin your Instacart+ membership.
Receive the monthly offer
To receive the $10 off monthly offer, you must place your first order with an eligible US Mastercard® credit or debit card. You’ll receive $10 off automatically to your Instacart account after the order is delivered.
Once you place a second order with an eligible Mastercard, the $10 off automatically applies at checkout. Note, this coupon doesn’t apply to any alcohol or Rx items in your order.
Terms and conditions
Three Months of Complimentary Instacart+ Membership:
This offer for three months of free Instacart+ membership (the “Mastercard Instacart+ Offer”) is available to you if you currently have an eligible Mastercard US Credit card or Mastercard US Debit card and do not have an active Instacart+ membership on or after September 1, 2025 (with the exception of certain free Instacart+ trials offered by Instacart). To redeem this Mastercard Instacart+ offer, you must add an eligible Mastercard to your Instacart account. Card eligibility will be confirmed when you redeem the offer. This offer expires January 31, 2027. The Mastercard Instacart+ Offer is valid for only one eligible Mastercard card per Instacart account and entitles the primary cardmember to three free months of an Instacart+ membership if eligible. If it is determined you are eligible for the Mastercard Instacart+ Offer, Instacart+ will automatically be applied to your Instacart account upon offer redemption. BY SUBMITTING TO THIS MASTERCARD INSTACART+ OFFER , YOU AGREE TO THE INSTACART+ TERMS, AND YOU ACKNOWLEDGE AND AGREE THAT AFTER YOUR THREE MONTH FREE TRIAL ENDS, YOUR MEMBERSHIP WILL AUTOMATICALLY EXPIRE UNLESS YOU CHOOSE TO RENEW YOUR MEMBERSHIP. ONCE YOU DECIDE TO RENEW INTO A PAID INSTACART+ MEMBERSHIP, YOU WILL BE CHARGED $99/YEAR FOR AN ANNUAL INSTACART+ MEMBERSHIP OR $9.99/MONTH FOR A MONTHLY INSTACART+ MEMBERSHIP, WHICH WILL AUTOMATICALLY RENEW FOR THE AGREED UPON MONTHLY OR ANNUAL TERM, AND THE APPLICABLE MEMBERSHIP FEE WILL BE AUTOMATICALLY CHARGED TO YOU AT THE TIME OF RENEWAL TO ANY PAYMENT METHOD YOU HAVE ON FILE UNTIL YOU CANCEL. Subscription prices are subject to change. You may cancel your subscription on the Your Instacart+ Membership page by clicking “Cancel Membership”. You may cancel your annual Instacart+ membership within the first five (5) calendar days of your paid Instacart+ membership term and receive a refund of the Instacart+ membership fee you paid, but only if you have not placed any orders using your Instacart+ membership. If you cancel at any other time, you will not receive a refund, but you can continue to enjoy the benefits of your Instacart+ membership through the end of your paid membership term. Instacart+ terms apply. With Instacart+, the delivery fee will not be charged on grocery and retail orders over $10, Costco orders over $35, and eligible restaurant orders over $25; delivery subject to availability. Service fees, other fees, taxes and/or tips may apply to deliveries. Additional Instacart+ benefits (including access to Peacock, New York Times Cooking and sharing your Instacart+ membership with a Family Account) are subject to additional terms and may be modified or terminated at any time. Annual Instacart+ members only are eligible for one free year subscription to New York Times Cooking. This offer is valid only in the United States. Instacart and/or certain retailers may not be available in all zip or post codes. This offer is nontransferable. Only one account can redeem this offer per eligible Mastercard (excludes purchases made using Apple Pay, PayPal and other forms of digital wallets as payment method). Apple Card customers are not eligible for the Instacart+ Offer.
$10 Instacart Coupon per Month Mastercard Offer:
Eligible Mastercard US Credit cardholders who are new or existing Instacart+ users and Mastercard US Debit cardholders who are new to Instacart+ as of September 1, 2025 can receive $10 off on their second qualifying order of $10 or more, each month (“$10 Mastercard Offer”). Offer expires on January 31, 2027. Credits can only be redeemed on the same Instacart profile as enrollment (personal or business). This offer is valid for only one eligible Mastercard card per Instacart account. The coupon will automatically apply to your second qualifying order each month on the Instacart app or Instacart.com; excludes restaurant orders. To qualify each month, you must (i) complete two Instacart orders, with a $10 minimum amount per order at one retailer (excluding any fees, taxes or tips), within that same month and paying with the same eligible enrolled card type (i.e. Mastercard US Debit card or Mastercard US Credit card) (excludes purchases made using Apple Pay, PayPal and other forms of digital wallets or PayPal as payment method) and (ii) complete both orders while you are an Instacart+ member. The coupon will not apply to service fees, handling fees, delivery fees, other fees, taxes, and/or tips. Coupons earned expire in the same month they are earned if not fully used. This offer is subject to the Instacart Terms of Service and cannot be used to purchase alcohol products, gift cards, or prescriptions. This offer is valid only in the United States and can only be used with one Instacart account. This offer may not be sold, copied, modified, or transferred, reloaded, or redeemed for cash, except to the extent required by law. This offer has no cash value. Instacart reserves the right to void offers (including any component thereof), close customer accounts, and bill alternative forms of payment if Instacart suspects that an offer is obtained, used, or applied to an Instacart account fraudulently, unlawfully, or otherwise in violation of these terms and Instacart’s Terms of Service. Instacart is not a retailer or seller. Instacart services may not be available in all zip codes. Void where restricted or prohibited by law. This offer is issued by Maplebear Inc. dba Instacart. Apple Card customers are not eligible for the $10 Mastercard Offer. Mastercard is not the sponsor of this offer and is not responsible for providing the Instacart services.